Spring Set
Spring brings along good weather and garden theft worries
For many households forced to follow a restricted routine of gas bills and heating, the end of winter is worthy of jubilation. But as many welcome the incoming spring some people’s joy may be short-lived as the risk of having unwanted, uninvited guests in their homes or gardens, or even in both, is realised.
Lighter evenings
Last year several warnings about the rising rate of thefts from gardens, including furniture, plants and equipment, were issued. These warnings kept homeowners on their toes and many felt they were sleeping with one eye wide open. Many sailed through and avoided tradgedy, however, a few casualties were recorded, as gardens were invaded in the most bizarre manners and expensive possessions carted away.
This year could be rather a different story as the economic recession is more pronounced and there are many more idle hands around keen to help themselves to your valued possessions.
One thing many of us will be really looking forward to, apart from the risk of burglary, is the longer days and lighter evenings which arrive with springs. This could mean anything from having a quiet relaxation to someone quietly spying on you to be sure of how and when to catch you off-guard.
British Summer Time
In the dark nights of winter, especially this year’s very chilly winter, garden theft was not an issue, as people struggled with the weather amidst rising heating bills.
But from next week, when spring sets in properly, the situation is expected to sharply change. The clement climate, home insurers warn, could see the risk of garden theft rising by 10 per cent. And by the time the clock changes from GMT to BST on the last Sunday of March the likelihood of burglary would have jumped by more than 25 per cent.
The most commonly targeted items, according to Norwich Union, are lawnmowers, cycles, garden tools and children’s toys. Of course, theft is not limited to these items, as burglars will be more than happy to take any other possessions left temptingly within their reach.
Safety measures
Although light-fingered thieves are poised to spoil people’s spring fun, there are several ways to ensure they don’t succeed. One simple way is to make sure that security measures, such as burglar alarms, are in place and in a good working condition. And always make sure your alarm is turned on and all doors secured while leaving home, even if you are only away for a short while.
Another thing most households take for granted is the level of protection their home insurance policy guarantees them. To be sure of the cover they have, policyholders need to check their policies to make sure they are aware of what the exact conditions of thier policies are and whether the coverage extends to their garden content as well as thier home.
If the cover is not comprehensive enough to protect ones garden against the possibility of burglary then it might be worth speaking to the insurer and discussing an upgrade.
However, the steps may be more complicated than those mentioned in this article. The best way to sufficiently secure peace of mind is to speak to an expert and specifically request to be taken through the whole process. This is especially necessary due to the involvement of a variety of garden contents, with each cost playing a role in determining what policy one would require or what claims to make following an incident.
About the Author
finance writer
Does your home insurance policy protect your garden as well? Look into a more comprehensive home insurance policy today.
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